We are looking for a dedicated Deposit Operations Analyst to join our team in Kerrville, Texas. In this role, you will play a pivotal part in overseeing daily deposit account operations while ensuring compliance with banking regulations and internal policies. This position requires an individual with strong attention to detail who can maintain system integrity and provide exceptional service to both internal and external stakeholders.<br><br>Responsibilities:<br>• Process and reconcile wire transfers, check returns, stop payments, and account maintenance requests with accuracy and efficiency.<br>• Investigate and resolve discrepancies, posting errors, and account-related issues promptly.<br>• Monitor and manage overdraft and non-sufficient fund items in alignment with bank policies.<br>• Conduct thorough reviews of documentation for new and existing deposit accounts to ensure compliance with regulatory standards.<br>• Provide guidance and support to branch staff and other departments regarding deposit account procedures.<br>• Assist in the implementation of system updates and perform quality control reviews to enhance operational productivity.<br>• Participate in special projects aimed at improving deposit operations and customer service.<br>• Safeguard customer information by adhering to confidentiality and security protocols.

• High school diploma or equivalent required; associate degree in business or finance preferred.<br>• Minimum of 2 years of experience in banking operations or deposit services.<br>• Proficient understanding of banking regulations, core processing systems, and Microsoft Office applications.<br>• Demonstrated expertise in Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance.<br>• Skilled in performing audits and reporting suspicious activities.<br>• Strong attention to detail combined with problem-solving and analytical capabilities.<br>• Excellent communication skills with the ability to collaborate effectively across departments.

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