We are looking for a skilled Bank Credit Analyst to join our team in Scottsdale, Arizona. This is a Contract to permanent position, offering a unique opportunity for growth within a dynamic environment. The ideal candidate will analyze financial data and assist in evaluating loan requests for both personal and business accounts, making critical recommendations for credit approval.<br><br>Responsibilities:<br>• Evaluate and analyze financial statements and tax returns to assess creditworthiness.<br>• Conduct detailed reviews of loan applications, identifying strengths and weaknesses in financial packages.<br>• Collaborate with internal teams to ensure timely underwriting processes, typically completed within 30 days.<br>• Utilize software tools such as Abrigo by Sageworks to streamline credit analysis.<br>• Provide recommendations for granting credit based on thorough financial assessments.<br>• Support the transition of new borrowers by reviewing and processing their financial documents.<br>• Work closely with management to address any concerns or discrepancies in financial evaluations.<br>• Maintain accurate records and documentation for compliance and audit purposes.<br>• Assist in the onboarding of new software and tools, ensuring seamless integration into daily operations.<br>• Deliver insights and reports to improve credit approval strategies.