We are looking for a detail-oriented Credit Analyst to join our team in Oxnard, California. In this role, you will be responsible for evaluating creditworthiness, managing credit applications, and ensuring adherence to financial policies. This position requires strong analytical skills, sound judgment, and the ability to work collaboratively within a dynamic environment. Responsibilities: • Assess and grade credit applications, preparing detailed reports for internal use. • Provide training and guidance to entry-level finance team members and credit personnel. • Take primary responsibility for underwriting credit transactions exceeding $250,000. • Develop predictive models to analyze credit trends and identify risk patterns. • Evaluate potential borrowers to determine their risk profiles using careful judgment. • Monitor open files daily, maintaining clear communication with dealers and internal staff. • Manage the credit application process from initial receipt to final funding. • Collect and analyze credit score data for quarterly updates and performance evaluations. • Stay informed about market conditions to enhance risk assessment in credit transactions. • Contribute to continuous improvement initiatives and participate in team meetings or events.

• Bachelor's degree in Business or Finance, or equivalent experience and training. • A minimum of 5 years of experience in credit analysis, underwriting, or related fields. • Strong integrity and adherence to rules, procedures, and organizational policies. • Proficiency in credit analysis and commercial collections. • Experience with credit applications and risk management processes. • Ability to communicate effectively in Spanish is preferred. • Minimal travel requirements (0-5%).

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. <a href="https://www.roberthalf.com/us/en/mobile-app" target="_blank">Download the Robert Half app</a> and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit <a href="https://roberthalf.gobenefits.net/" target="_blank">roberthalf.gobenefits.net</a> for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s <a href="https://www.roberthalf.com/us/en/terms">Terms of Use</a> and <a href="https://www.roberthalf.com/us/en/privacy">Privacy Notice</a>.

Oxnard, CA
onsite
Permanent
60000 - 83200 USD / Yearly
We are looking for a detail-oriented Credit Analyst to join our team in Oxnard, California. In this role, you will be responsible for evaluating creditworthiness, managing credit applications, and ensuring adherence to financial policies. This position requires strong analytical skills, sound judgment, and the ability to work collaboratively within a dynamic environment. Responsibilities: • Assess and grade credit applications, preparing detailed reports for internal use. • Provide training and guidance to entry-level finance team members and credit personnel. • Take primary responsibility for underwriting credit transactions exceeding $250,000. • Develop predictive models to analyze credit trends and identify risk patterns. • Evaluate potential borrowers to determine their risk profiles using careful judgment. • Monitor open files daily, maintaining clear communication with dealers and internal staff. • Manage the credit application process from initial receipt to final funding. • Collect and analyze credit score data for quarterly updates and performance evaluations. • Stay informed about market conditions to enhance risk assessment in credit transactions. • Contribute to continuous improvement initiatives and participate in team meetings or events.
2026-03-06T00:00:00Z