We are looking for a diligent and detail-oriented Credit Analyst to join our team in Oxnard, California. In this role, you will be responsible for evaluating credit applications, managing collections, and ensuring compliance with company policies while assisting with financial analysis and risk assessment. This position offers an excellent opportunity to contribute to the organization&#39;s financial decision-making process and support ongoing improvements.<br><br>Responsibilities:<br>• Evaluate and grade credit applications, preparing necessary reports and informational requests for internal use.<br>• Provide guidance and training to entry-level finance staff and credit personnel to enhance team capabilities.<br>• Oversee credit underwriting for high-value transactions exceeding $250,000, ensuring thorough analysis and risk assessment.<br>• Develop and maintain credit models to predict trends and inform decision-making.<br>• Use sound judgment to assess the risk profiles of potential borrowers and make recommendations.<br>• Monitor and manage active credit files, maintaining communication with dealers and internal teams regarding application status.<br>• Coordinate the entire credit application process, from submission to final funding.<br>• Collect and analyze credit score data for quarterly updates to scorecards.<br>• Stay informed about market conditions and trends to improve credit risk assessments.<br>• Participate in team meetings and contribute to continuous improvement initiatives through ideas and feedback.

• Bachelor&#39;s degree in Business or Finance, or an equivalent combination of education and experience.<br>• Strong understanding of credit analysis, collections, and commercial credit practices.<br>• Demonstrated honesty, integrity, and adherence to organizational policies and procedures.<br>• Exceptional analytical skills with the ability to assess financial data and make informed decisions.<br>• Excellent communication skills, including the ability to train and collaborate effectively with team members.<br>• Proficiency in credit application processes and tools.<br>• Spanish language skills are a plus.<br>• Willingness to travel up to 5% for job-related activities.

<p>Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.</p> <p>Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. <a href="https://www.roberthalf.com/us/en/mobile-app" target="_blank">Download the Robert Half app</a> and get 1-tap apply, notifications of AI-matched jobs, and much more.</p> <p>All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit <a href="https://roberthalf.gobenefits.net/" target="_blank">roberthalf.gobenefits.net</a> for more information.</p> <p>© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s <a href="https://www.roberthalf.com/us/en/terms">Terms of Use</a> and <a href="https://www.roberthalf.com/us/en/privacy">Privacy Notice</a>.</p>