We are looking for a skilled Financial Analyst to join our team on a long-term contract basis in Goleta, California. In this role, you will provide critical financial insights and analysis to support business decision-making. Your expertise in financial modeling and data analysis will play a key role in driving success for our organization.<br><br>Responsibilities:<br>• Create detailed financial models to support budgeting, forecasting, and strategic planning processes.<br>• Analyze financial data and trends to provide meaningful insights and recommendations.<br>• Conduct ad hoc financial analyses to address specific business questions and challenges.<br>• Perform variance analysis to identify discrepancies and provide actionable solutions.<br>• Utilize data mining techniques to extract valuable information from complex datasets.<br>• Collaborate with cross-functional teams to ensure alignment on financial objectives and outcomes.<br>• Prepare comprehensive reports and presentations to communicate findings to stakeholders.<br>• Continuously refine financial processes to improve efficiency and accuracy.<br>• Monitor key performance indicators and track financial progress against objectives.
We are looking for a detail-oriented Credit Analyst to join our team in Oxnard, California. In this role, you will be responsible for evaluating creditworthiness, managing credit applications, and ensuring adherence to financial policies. This position requires strong analytical skills, sound judgment, and the ability to work collaboratively within a dynamic environment.<br><br>Responsibilities:<br>• Assess and grade credit applications, preparing detailed reports for internal use.<br>• Provide training and guidance to entry-level finance team members and credit personnel.<br>• Take primary responsibility for underwriting credit transactions exceeding $250,000.<br>• Develop predictive models to analyze credit trends and identify risk patterns.<br>• Evaluate potential borrowers to determine their risk profiles using careful judgment.<br>• Monitor open files daily, maintaining clear communication with dealers and internal staff.<br>• Manage the credit application process from initial receipt to final funding.<br>• Collect and analyze credit score data for quarterly updates and performance evaluations.<br>• Stay informed about market conditions to enhance risk assessment in credit transactions.<br>• Contribute to continuous improvement initiatives and participate in team meetings or events.