<p>Are you a detail-oriented finance professional with a passion for risk assessment and analysis? My client is seeking a <strong>Senior Credit Analyst</strong> to join their Credit Administration team. In this role, you will play an integral part in assessing creditworthiness, analyzing complex financial data, and supporting the institution’s lending activities. Your expertise will help ensure sound credit decisions that align with organizational objectives.</p><p><strong>Key Responsibilities:</strong></p><ul><li>Gather and evaluate loan request information from commercial lenders or borrowers to assess creditworthiness.</li><li>Conduct in-depth analyses of financial statements, tax returns, and other financial-related data for both personal and business cases.</li><li>Prepare detailed written analyses, financial modeling, spreadsheets, and summaries for presentation to lenders and/or loan committees.</li><li>Manage ongoing financial reviews for existing loans, including renewals and borrower performance.</li><li>Conduct due diligence research using credit bureau data, records from other financial institutions, and internal files.</li><li>Maintain and oversee financial data systems, ensuring timely and accurate reporting on customer credit profiles and other key data.</li><li>Prepare loan memoranda for internal stakeholders with concise and actionable insights.</li></ul><p><strong>Additional Responsibilities:</strong></p><ul><li>Participate in seminars, training sessions, and other opportunities for professional development.</li><li>Maintain confidentiality and adhere to the organization’s Code of Ethics.</li><li>Follow established security protocols and banking procedures.</li><li>Collaborate with team members to meet departmental and organizational objectives.</li></ul><p><br></p>
