<p>Robert Half is seeking a detail-oriented and organized <strong>Mortgage Loan Closer</strong> to join our clients lending operations team in Baltimore, MD. This is a direct-hire positions that offers competitive compensation, bonus per loan closed and great benefits. Encompass software experience is required for consideration. The Mortgage Loan Closer is responsible for preparing accurate and timely closing documents, ensuring compliance with state and federal regulations, coordinating funding, and facilitating a smooth closing process for all parties involved in the mortgage transaction.</p><p><br></p><p><strong>Key Responsibilities:</strong></p><ul><li>Review and verify all loan documentation for accuracy and completeness prior to closing.</li><li>Prepare and deliver closing disclosures, closing instructions, and loan packages in accordance with investor and regulatory guidelines.</li><li>Coordinate with title companies, escrow agents, attorneys, brokers, and internal staff to ensure all necessary documentation is received and conditions are met for closing.</li><li>Confirm wire instructions and disbursement of funds in a secure and timely manner.</li><li>Ensure compliance with TRID, RESPA, and other applicable federal and state mortgage regulations.</li><li>Verify that closing fees, interest calculations, and prorations are accurate and align with loan terms and agreements.</li><li>Perform final quality checks and audits on closed loan files prior to shipping to investors or servicing departments.</li><li>Resolve post-closing issues and follow up on outstanding items as needed.</li><li>Maintain accurate records and document communication throughout the loan closing process.</li></ul><p><br></p>
