<p>We are looking for an experienced Sr. Credit Analyst to join a banking team in Portsmouth, Massachusetts. This position plays a key role in evaluating the financial strength of commercial borrowers, identifying credit risk, and supporting sound lending decisions. The ideal candidate brings strong analytical judgment, a solid understanding of commercial credit structures, and the ability to prepare clear, well-supported recommendations for new and existing loan relationships.</p><p><br></p><p>Responsibilities:</p><p>• Gather financial records and supporting documentation from lenders or borrowers to assess the strength and risk profile of commercial credit relationships.</p><p>• Examine business and personal financial statements, tax returns, and related background materials to develop thorough underwriting assessments.</p><p>• Create clear written credit analyses, financial models, summaries, and recommendations to support lending decisions.</p><p>• Verify that loan documentation is complete and confirm that collateral has been properly documented and secured.</p><p>• Evaluate collateral positions to ensure sufficient coverage and alignment with bank lending policy and underwriting standards.</p><p>• Partner with commercial lending staff to review existing relationships, support new opportunities, and recommend appropriate credit structures.</p><p>• Prepare and update loan presentations, annual reviews, modification requests, credit file notes, and other required portfolio reports.</p><p>• Maintain accurate and organized credit files for commercial borrowers while assisting with customer service and loan servicing needs.</p><p>• Support commercial lenders with underwriting, renewal reviews, and selected client interactions related to new requests and ongoing account maintenance.</p><p>• Perform assigned duties in accordance with applicable banking regulations, internal policies, and compliance requirements.</p>
<p>We are looking for a dedicated and customer-oriented Senior Banking Specialist to join our team in Billerica, Massachusetts. In this role, you will play a vital part in providing exceptional financial services, assisting customers with their banking needs, and ensuring smooth branch operations. This position offers a collaborative environment with opportunities for growth and competitive compensation.</p><p><br></p><p>Responsibilities:</p><p>• Deliver excellent customer service by addressing individual financial needs and recommending suitable banking solutions.</p><p>• Process various transactions, including deposits, withdrawals, check cashing, and account inquiries, with accuracy and efficiency.</p><p>• Assist in the training and mentorship of branch staff to promote teamwork and enhance overall performance.</p><p>• Open new customer accounts, support existing customers with digital banking tools, and assist in loan application processes.</p><p>• Ensure adherence to banking regulations, organizational policies, and security protocols.</p><p>• Contribute to achieving sales and performance targets through proactive engagement and service.</p><p>• Participate in community events and outreach programs to strengthen the bank's local presence.</p>