We are looking for a skilled Bank Credit Analyst to join our team in Scottsdale, Arizona. In this Contract to permanent role, you will be responsible for evaluating financial data and preparing thorough credit analyses to support lending decisions. This position requires a detail-oriented individual with strong analytical abilities and a solid understanding of financial statements and tax returns.<br><br>Responsibilities:<br>• Examine and analyze financial statements and tax returns to assess creditworthiness.<br>• Prepare detailed underwriting reports based on financial analysis.<br>• Collaborate with internal teams to ensure timely completion of credit evaluations, adhering to an average underwriting time of 30 days.<br>• Utilize accounting and financial software systems to manage and analyze data efficiently.<br>• Monitor accounts receivable and cash flow to identify risks and opportunities.<br>• Conduct detailed reviews of credit applications and ensure compliance with regulations.<br>• Support collection processes by analyzing customer payment patterns and recommending solutions.<br>• Maintain accurate records of credit assessments and related documentation.<br>• Effectively use CRM and ERP systems to support credit analysis and reporting.<br>• Provide recommendations to improve the credit evaluation process and enhance operational efficiency.