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Credit Analyst in Birmingham, AL

Credit Analyst Job Description

Credit analysts must have a high degree of technical competence and the ability to work independently. Strong quantitative skills and familiarity with statistics are needed, as is expertise with Excel, financial modeling and financial statement review. Credit analysts must have at least two to three years of experience working in a quantitative and analyst capacity. A bachelor’s degree in finance, economics, accounting, mathematics or physics is required; a master’s degree is preferred. A certification such as the CFA is a plus.

Typical credit analyst duties:

Analyzing existing and potential loansPresenting recommendations to senior management and credit committeesProviding written loan approvals, and modifying and restructuring existing loans with loan officersCreating financial projectionsMaintaining various financial databasesAssembling and synthesizing data needed to run risk management models

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Salary for Credit Analyst in Birmingham, AL
58065 - 83055
Low
58065
The candidate is new to the role or has limited experience and is building necessary skills.
Mid
71540
The candidate has moderate experience in the role, meets most requirements or has equivalent transferable skills, and may also have relevant certifications.
High
83055
The candidate has extensive experience and advanced skills for the role, and may also have specialized certifications.
Projected salaries for related positions Job title Low Mid High Managing Director/Partner 175420 210455 251615 Vice President of Banking and Financial Markets 135975 166600 196735 Portfolio Manager 103635 125685 152635 Business Development Officer 94815 120050 143325 Banking and Financial Markets Associate 88445 112700 126175 Banking and Financial Markets Analyst 59535 76930 88445 Banking Operations Specialist 40915 60760 87220 Commercial Lender 74725 90405 106575 Senior Credit Analyst 74970 92365 109270 Entry-Level Credit Analyst 49980 61495 78400

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Our starting salary projections come from a rigorous, multistep process so that our numbers accurately reflect the marketplace. They are based on actual compensation for professionals Robert Half has matched with employers across the country and third-party job posting data from Textkernel that we use to independently validate the salary levels. Starting compensation—pay for someone new to a role—can vary significantly based on a candidate’s skills, experience and certifications, as well as other factors including industry, company size and revenue, and demand for the role. To reflect this variability, we report our salary data in three levels: low, mid and high.