<p>Robert Half Management Resources is looking for an experienced Senior Credit Analyst to join one of our clients on an interim basis. This hybrid role involves supporting commercial lending operations by conducting thorough financial and credit analyses for both existing and prospective borrowers. The position offers the potential for permanent employment after approximately three months, making it an excellent opportunity for professionals seeking stability and growth.</p><p><br></p><p><u>Responsibilities:</u></p><p>• Conduct comprehensive financial and credit analyses to evaluate borrower performance and risk.</p><p>• Prepare detailed loan presentations and credit write-ups for new applications and renewal requests.</p><p>• Perform financial spreading, cash flow modeling, and covenant calculations to support lending decisions.</p><p>• Monitor the assigned loan portfolio, ensuring compliance with credit policies and tracking performance metrics.</p><p>• Collaborate with relationship managers, credit leadership, and underwriting teams to provide high-quality documentation and insights.</p><p>• Identify early warning signs or risks within borrower portfolios and recommend appropriate actions.</p><p>• Maintain accurate credit files and ensure adherence to regulatory requirements and internal policies.</p><p>• Research industry trends and market data to support credit evaluations and decision-making.</p><p>• Evaluate collateral and perform ratio analyses to determine the financial health of borrowers.</p>

• Minimum of 3 years of experience as a credit analyst or portfolio manager in commercial or business banking.<br>• Proficiency in preparing loan write-ups and presentations for lending purposes.<br>• Skilled in financial statement analysis, credit spreading, and cash flow modeling.<br>• Familiarity with covenant evaluation and monitoring processes.<br>• Experience using credit and financial analysis tools such as Abrigo or Experian is preferred.<br>• Strong understanding of commercial lending structures, credit policies, and risk assessment.<br>• Excellent analytical, verbal, and written communication skills.<br>• Knowledge of SBA 7(a) loans, construction loans, and loan origination processes is advantageous.

<p>Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.</p> <p>Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. <a href="https://www.roberthalf.com/us/en/mobile-app" target="_blank">Download the Robert Half app</a> and get 1-tap apply, notifications of AI-matched jobs, and much more.</p> <p>All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit <a href="https://roberthalf.gobenefits.net/" target="_blank">roberthalf.gobenefits.net</a> for more information.</p> <p>© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to <a href="https://www.roberthalf.com/us/en/terms">Robert Half’s Terms of Use</a>.</p>